Payment solution for casino and iGaming
A payment solution for casino and iGaming handles the deposits and payouts of online casinos, sportsbooks and poker platforms through licensed acquirers, with smart routing across multiple acquirers so a single refusal or outage never brings your revenue to a halt. LunaPay is a payment provider built specifically for this sector: high volumes, international players and strict compliance demands. Your player deposits or withdraws, and you keep the continuity this market demands.
Why iGaming is treated as high-risk
To banks and payment service providers, iGaming is filed under high-risk, and that has little to do with your business. It comes with the territory: high transaction volumes, a lot of international cards, an elevated risk of chargebacks and fraud, and an MCC classification (Merchant Category Code 7995 for gambling) that automatically drops you into the risk category. An MCC is the four-digit code Visa and Mastercard assign to your business; if it sits in a risk group, you are flagged regardless of your own numbers. On top of that comes the licensing requirement: operators targeting the Dutch market need a permit from the Kansspelautoriteit (KOA), and acquirers only work with operators that are demonstrably licensed.
What you get with LunaPay
iGaming is primarily card not present, so online. You get a setup built for exactly that:
- Deposits and payouts as separate, properly structured flows.
- iDEAL and the local methods Dutch players expect, plus cards and Apple Pay.
- Hosted checkout, payment links and an API for your platform.
- 3-D Secure and SCA as standard, so authentication is handled correctly.
- Real-time insight into your transactions through LunaPay Insights.
- Multi-acquiring as a backstop, with a dedicated point of contact who knows your situation.
| A single acquirer | Multi-acquiring with LunaPay | |
|---|---|---|
| Refusal or outage | Deposits grind to a halt | Another acquirer takes over instantly |
| Acceptance rate | Dependent on one party | Higher, spread across multiple acquirers |
| Risk on termination | Complete outage | You keep running through the transition |
| Player experience | Deposit cut off | The player simply pays |
Your payments keep running.
Most providers rely on a single acquirer, the party that processes your card transactions. If that one goes down or refuses your sector, your payments stop. With us, every transaction runs across multiple licensed acquirers. If one declines or falters, another takes over instantly. That is what we call multi-acquiring. In iGaming, continuity translates straight into revenue and retention: a player who cannot deposit often does not come back, so routing across multiple acquirers is not a luxury here but a requirement.
Read how multi-acquiring worksWhere are you now?
Which iGaming businesses this is for
Online casinos, sportsbooks and betting shops, poker and poker-room platforms, fantasy and esports, and gambling and betting in the broader sense. Working with sports betting? The same principles apply: a licensed operator, stable deposits, and payouts that add up.
Secure and compliant.
We work exclusively with regulated, licensed European acquiring partners. Your payments run over certified infrastructure, with PCI DSS for handling card data, 3-D Secure and SCA under PSD2 for strong customer authentication, and careful AML and KYC checks at onboarding. That keeps your acceptance not only stable, but demonstrably in order.
Live in three steps.
Book a video call
In a short video call of around 15 minutes we go through your situation, your volume and a start date. No strings, and no visit needed.
Send your documents
You get a clear checklist and an upload link. We think along and keep it simple.
Go live and get paid
After approval we set everything live. Ready to get paid.
Worry-free payments at a sharp rate.
Sharp, competitive rates on transparent IC++, with no surprises, and the certainty of multiple acquirers behind the scenes. What it means for your sector depends on your volume and your profile.
Frequently asked questions
Which payment provider accepts online casinos?
LunaPay delivers payment solutions for casino and iGaming, with multiple licensed acquirers for continuity. We work with operators that are demonstrably licensed.
Can I offer iDEAL as an iGaming operator?
In many cases yes, depending on your licence and situation. In the Netherlands, iDEAL is the leading payment method for players.
Why do banks refuse gambling payments?
Usually because of the MCC classification and historically higher chargeback figures in the sector, not because of your business.
Why do casinos use multiple acquirers?
So that a refusal or outage at one acquirer does not stall deposits and acceptance stays high. That is the heart of multi-acquiring.
What is the difference between deposits and payouts?
Deposits are the funds players pay in, payouts are the withdrawals. We structure them as separate flows, which keeps management and compliance clear.
How quickly can I go live?
After a short call and once your documents are in, including your permit, we get you live as fast as possible.
High-risk? No-problem.
Request your personal proposal and find out what we can arrange for casino and iGaming.