Payments for cannabis social clubs in Spain
Cannabis social clubs in Spain are non-profit associations, so it is only about donations. We arrange a complete payment package: a facilitated business bank account, a European IBAN, card acceptance for your members’ donations and next-working-day payout. Where most Spanish clubs are forced to work in cash only because banks will not let those donations be processed by card, we do set this up through licensed partners. That way you only have to focus on your members.
Why clubs need this
Spanish cannabis social clubs are private non-profit associations that operate on a membership basis, where members contribute solely through donations. Because of banking and legal caution, most clubs cannot process those donations by card and fall back on cash or bank transfer. That brings practical problems: cash handling, security, administration and the lack of a workable business account. This package solves all of that in one go.
What is in the package
What is in the package:
- Business bank account. Facilitated through our licensed partners, tailored to the association model.
- European IBAN. A European IBAN through our licensed partners, so donations and payouts run reliably and recognisably, including for the Spanish market.
- Card acceptance. Your members make their donations by card instead of only in cash.
- Next-working-day payout. Depending on your package, in many cases the next working day.
- Guidance through onboarding. We keep the checklist clear and think along with you.
Your payments keep running.
Most providers rely on a single acquirer, the party that processes your card transactions. If that one goes down or refuses your sector, your payments stop. With us, every transaction runs across multiple licensed acquirers. If one declines or falters, another takes over instantly. That is what we call multi-acquiring. In Spain too, the rule holds: with multiple acquirers behind the scenes, your card acceptance stays up even if one party withdraws.
Read how multi-acquiring worksWhere are you now?
What you need
An overview of your association and the usual identification for the KYC check. You get a clear checklist in advance, so you know exactly what to provide.
Secure and compliant.
We work exclusively with regulated, licensed European acquiring partners. Your payments run over certified infrastructure, with PCI DSS for handling card data, 3-D Secure and SCA under PSD2 for strong customer authentication, and careful AML and KYC checks at onboarding. That keeps your acceptance not only stable, but demonstrably in order.
Live in three steps.
Book a video call
In a short video call of around 15 minutes we go through your situation, your volume and a start date. No strings, and no visit needed.
Send your documents
You get a clear checklist and an upload link. We think along and keep it simple.
Go live and get paid
After approval we set everything live. Ready to get paid.
Worry-free payments at a sharp rate.
Sharp, competitive rates on transparent IC++, with no surprises, and the certainty of multiple acquirers behind the scenes. What it means for your sector depends on your volume and your profile.
Frequently asked questions
Can a cannabis social club in Spain accept card payments?
Yes. With our Spain package we arrange card acceptance for your members’ donations, through licensed partners.
What can members pay for by card?
Donations only. Cannabis social clubs in Spain are non-profit associations.
Can a cannabis association in Spain get a business bank account?
Yes, we facilitate a business bank account and a European IBAN through our partners. LunaPay does not issue these itself.
What is a European IBAN?
A European IBAN, the account number with which you reliably receive and pay out donations, including for the Spanish market. We facilitate it through licensed partners.
How quickly do I get paid out?
Depending on your package, in many cases the next working day.
High-risk? No-problem.
Request your personal proposal and find out what we can arrange for your club in Spain.