Payment solution for the adult industry
A payment solution for the adult industry first and foremost arranges card acceptance at the counter, for adult shops and specialist retail, discreetly and stably through multiple licensed acquirers. Where mainstream players like Stripe and PayPal refuse the sector outright, we do set up your payments. Online is available as an add-on, but card payments in the shop come first.
Why adult is treated as high-risk
The adult industry is legal, but banks and payment service providers treat the sector as high-risk. That comes down to reputational sensitivity at banks and an elevated risk of chargebacks. As a result, mainstream providers refuse the sector or freeze accounts without warning, even for ordinary shops that simply take card payments at the counter. We do set up your acceptance, with partners who accept the sector and with discreet handling.
What you get with LunaPay
With us, adult runs primarily at the counter:
- Payment terminals that simply work, contactless and by card.
- Till integration through LunaPay Bridge, so terminal and till work together smoothly.
- Discreet, neutral statement descriptors, so disputes go down.
- Multiple acquirers as a backstop.
- Online as an add-on if you want it, but it is not what we lead with.
Your payments keep running.
Most providers rely on a single acquirer, the party that processes your card transactions. If that one goes down or refuses your sector, your payments stop. With us, every transaction runs across multiple licensed acquirers. If one declines or falters, another takes over instantly. That is what we call multi-acquiring. In the adult industry, a sudden freeze at one party is a real risk, so spreading across multiple acquirers is here the difference between carrying on and grinding to a halt.
Read how multi-acquiring worksWhere are you now?
Also for
Adult shops and specialist retail that want to take card payments at the counter. If you also run a webshop, online can be added on. Discreet and compliant, never explicit in image or copy.
Secure and compliant.
We work exclusively with regulated, licensed European acquiring partners. Your payments run over certified infrastructure, with PCI DSS for handling card data, 3-D Secure and SCA under PSD2 for strong customer authentication, and careful AML and KYC checks at onboarding. That keeps your acceptance not only stable, but demonstrably in order.
Live in three steps.
Book a video call
In a short video call of around 15 minutes we go through your situation, your volume and a start date. No strings, and no visit needed.
Send your documents
You get a clear checklist and an upload link. We think along and keep it simple.
Go live and get paid
After approval we set everything live. Ready to get paid.
Worry-free payments at a sharp rate.
Sharp, competitive rates on transparent IC++, with no surprises, and the certainty of multiple acquirers behind the scenes. What it means for your sector depends on your volume and your profile.
Frequently asked questions
Which payment provider accepts an adult shop?
LunaPay arranges card acceptance at the counter for the adult industry, discreetly and stably, with multiple acquirers for continuity.
Why do Stripe and PayPal refuse adult?
These mainstream players exclude the sector outright because of reputation and risk policy. We work with partners who do accept it.
Can I take card payments in my adult shop?
Yes. We set up card payments at the counter, with terminals connected to your till and discreet handling.
Are the statement charges discreet?
Yes, the charge appears with a neutral descriptor.
Can I also accept online payments?
That is possible as an add-on. Our emphasis is on card acceptance in the shop; we add online if you want it.
High-risk? No-problem.
Request your personal proposal and find out what we can arrange for the adult industry.