01 In store
In-store
Card payments in your shop, with a range of terminals, smoothly linked to your point of sale.
- Payment terminals
- POS integration
- Contactless and chip
- Fast settlement
Payment specialist for high-risk
High-risk?No-problem.
Payment solutions for high-risk businesses, in-store and online
Where banks and providers back out, we stay. Take card payments in your shop and check out in your webshop, with multiple licensed acquirers behind the scenes so your payments keep running. From casino to coffeeshop, from dating to dropshipping.
- Multi-acquiring
- Sharp IC++ rate
- Your own contact person
One integration, every method
100+ payment methods and every common currency.
One integration with your webshop. Cards, wallets and local methods, ready to receive.
Payment methods 
and 100+ more
and 100+ more Webshop plugins 
API and checkout
API and checkout Currencies
EURUSDGBPCHFPLNSEKDKKNOK and many more
What we do
Payments that simply keep working.
Do you sell in a sector where ordinary banks and providers back out? We make sure you can still take card payments in your shop and check out online. Behind the scenes, multiple acquirers stand ready, so your payments keep running even if one drops out or refuses your sector.
Under one roof
Card payments in your shop and checkout in your webshop, in one place.
Multi-acquiring
Several licensed acquirers as backup, so you never grind to a halt.
No phone menu
One contact person who truly knows your business, no call centre.
02 In your webshop
Online
Payments in your webshop, from hosted checkout to payment links and ready-made integrations.
- Hosted checkout
- Payment links
- Plugins for your webshop
- iDEAL, Bancontact, WERO, cards and Apple Pay
- SEPA direct debit and API
03 Account and settlement
IBANs and accounts
For high-risk businesses we facilitate business IBANs and accounts through our licensed European partners. Useful when a business account is hard to get elsewhere, or when you want acceptance and settlement in one place. We also arrange a European IBAN for the Spanish market.
- Business IBAN
- Through licensed partners
- Settlement to your account
- European IBAN
Multi-acquiring
Never stall on a decline again.
Most providers rely on a single acquirer. If that one goes down or refuses your sector, your payments stop. With us, every transaction runs across multiple acquirers. If one declines, another takes over instantly. You notice nothing, your customer just pays. That is the difference between revenue that stalls and revenue that keeps flowing.
Calculate your rate estimateSectors
Built for your sector, whatever it is.
From online casino to coffeeshop, from dating to dropshipping. We stay where others back out.
01 Gambling & iGaming online casino, sportsbook, poker, bookmakers 02 Coffeeshops card payments at the counter 03 Cannabis social clubs Spain 04 Smartshop and CBD physical shops 05 Adult dating platforms, content and fan platforms, cam 06 Dropshipping and e-commerce trending products, print on demand
Do not see your sector here? Chances are we have a fitting solution for you too. Get in touch, we will think along with you.
Social clubs
Payments for cannabis social clubs in Spain.
For cannabis social clubs in Spain we facilitate a complete package through licensed partners: a business account, a European IBAN, card acceptance and next-day settlement. So you can focus on your members and nothing else.
Business account European IBAN Card acceptance Next-day settlement
See the Spain package From first call to first payment.
We handle the tech, the integrations and the acceptance. You focus on your business.
- Live fast, without endless forms
- One contact person, from intro to go-live
- We stay reachable, also after go-live
One system
Four parts, connected through LunaPay.
Bridge, Insights, Onboard and Connect revolve around one core and work together seamlessly.
LunaPay
Bridge
Connects your point of sale to the payment infrastructure.
Insights
Real-time insight into transactions and revenue.
Onboard
Guided setup, without the hassle.
Connect
Grows with you through integrations that fit.
How it works
Live in three steps.
No endless forms. A short video call or an email, your documents, and then we start the onboarding.
A video call is optional. Prefer direct contact?
1
Digital call · 15 min
Book a video call
In a short video call we go through your situation, your volume and a start date. No strings, just clarity, and no visit needed.
2
Send your documents
You get a clear checklist and an upload link. We think along and keep it simple.
3
Go live and get paid
After approval we set everything live, terminals in your shop or your checkout online. Ready to get paid.
Digital video call
Pick a time that suits you.
In a short video call we go through your situation, your setup and your rate. No obligations, just clarity.
- Short video call, no visit
- 15 minutes, no strings
- One contact person, no call center
- We cover your situation, setup and rate
Prefer to call? 085 401 3473085 401 3473, Mon to Fri 09:00 to 18:00.
Pick a day and time
About LunaPay
We stand beside you, not across from you.
With years of experience in the field, we know exactly what you need. We build payment solutions for businesses that get refused elsewhere, and guide you from the first conversation to your first payment. No call center, no handovers, just one familiar face who knows your business.
We make sure your payments simply keep running.
Jessie · Founder LunaPay
Why LunaPay
Built stable, arranged personally.
01
Stability through multi-acquiring
Multiple acquirers, so your payments keep running.
02
Sharp IC++ rate
Transparently built up, with no surprises.
03
Fast settlement
Depending on your package, in some cases the next business day.
04
Your own contact person
One point of contact who knows your business.
What business owners say.
“After being dropped elsewhere, our payments were running again in no time. One contact, no hassle.”
“In-store and online in one place, and it just keeps working.”
Frequently asked questions.
What is a high-risk merchant and why does my bank refuse payments?
A high-risk merchant is a business in a sector that banks and providers see as risky, usually based on your company's MCC code and not on you personally. LunaPay is built precisely for these sectors.
Which sectors does LunaPay work with?
Among others gambling and iGaming, adult, coffeeshops, cannabis social clubs, smartshop and CBD, and dropshipping and e-commerce, plus adjacent high-risk sectors such as supplements, forex and trading.
Can I take card payments if I have been refused or dropped?
Yes. We arrange card acceptance in your shop and online, even after a refusal or termination elsewhere, with multiple acquirers as backup.
What is multi-acquiring?
With multi-acquiring your transactions run across multiple acquirers. If one goes down or declines, another takes over instantly, so your payments keep running.
Which payment methods can I offer?
Cards (Visa, Mastercard, American Express), wallets (Apple Pay, Google Pay) and local methods such as iDEAL, Bancontact, WERO, BLIK and Trustly, plus integrations with the common webshop plugins. More than 100 methods in total and every common currency.
What does IC++ mean and what does a payment solution cost?
IC++ (interchange plus plus) is a transparent pricing model where the costs are shown separately. What it costs you depends on your sector and volume; calculate your estimate in the pricing calculator.
Which countries does LunaPay work in?
The Netherlands and Spain are our core markets, and beyond that we operate across Europe through licensed European partners.
Do I need my own business account or IBAN?
Not necessarily. We facilitate business IBANs through licensed partners, including a European IBAN for the Spanish market.
Is a high-risk payment solution legal and secure?
Yes. We work with regulated, licensed European acquirers and secure infrastructure (PCI DSS, 3-D Secure).
How fast can I go live?
After a short video call and once your documents are in, we set it live as quickly as possible, in-store or online.
High-risk? No-problem.
Request your personal proposal and find out what we can arrange for you.